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GoldFinMarket Microfinance Organization LLP provides microloans to individuals and legal entities in the Republic of Kazakhstan.
About the company
GFM is a microfinance organization with paid-up authorized capital of 3,000,000,000 tenge. The company was established in 2007 and specializes in issuing microloans based on customer creditworthiness.
Mission
To support the growth of customer welfare by providing access to quality microfinance services.
Tasks and principles
- Expand customer access to services throughout Kazakhstan.
- Provide quality microfinance services.
- Bring value and support customer welfare.
- Follow efficiency, honesty, transparency and professionalism.
GFM today
- 200+
- employees
- 33 offices
- in 8 large cities of Kazakhstan
- 100,000+
- issued microloans
- 50,000+
- active clients
Documents
Regulatory legal acts
- Terms and procedure for settling microloan debt of individual borrowers at LLP "MFO GFM" (PDF)
- Procedure for granting loan deferment based on the ARRFR order (PDF)
- Information on cyber hygiene rules (PDF)
Responsible department: Lending Department of LLP "Microfinance Organization GoldFinMarket". Address: 40 Zheltoksan Street, Shymkent, Republic of Kazakhstan. Hotline: +7 701 333 35 35. Email: info@gfm.kz.
Borrower documents
- Microloan provision rules (PDF)
- Personal data handling policy at LLP "MFO GFM" (PDF)
- Standard terms for granting microloans to legal entities and individual entrepreneurs (PDF)
- Rules for voluntary online accident insurance (PDF)
- Current microloan rates (PDF)
- APRC calculation calculator on gov.kz
Loan calculator
This calculation is informational and is not a public offer.
Monthly payment, from 4 825 ₸
- Loan amount
- 50 000 ₸
- Loan term
- 12 months
- Interest%
- 37.5%
- APRC
- 44.60%
- Overpayment amount
- 10 728 ₸
- Total amount payable
- 60 728 ₸
Financial statements
- Audited financial statements for 2019 (PDF)
- Audited financial statements for 2020 (PDF)
- Audited financial statements for 2021 (PDF)
- Audited financial statements for 2022 (PDF)
- Audited financial statements for 2023 (PDF)
- Audited financial statements for 2024 (PDF)
- Audited financial statements for 2025 (PDF)
Questions and answers
How to get money?
- Register on the website and fill out the application form.
- Select the microloan amount and term.
- Confirm the application and sign the documents with the SMS code.
- Complete biometric verification and sign the application to join the agreement.
- After successful signing, the funds will be transferred to your bank account.
How to repay a microloan?
You can repay a microloan in cash through QIWI or Kassa24 terminals, by bank transfer, or by bank card through your personal account.
When paying by terminal, select service payment, then loan repayment or financial services, online lending and GFM.KZ. Enter your contract number and payment amount.
When making a bank transfer, specify the payment purpose and contract number for correct processing.
How to get a microloan to start a new business?
To start a new business, contact the head office. Employees will offer available microloan products and the required document list, including a business plan.
What product is offered for an existing business?
For an existing or expanding business, the MFO offers the "Business" microloan product.
What is the maximum loan amount?
Under the law of the Republic of Kazakhstan on microfinance organizations, a microloan per borrower may not exceed twenty thousand times the monthly calculation index set for the relevant financial year.
What is the maximum microloan term?
The maximum microloan term is up to 180 months.
Is early repayment possible?
Early repayment is allowed. Penalty terms are defined by the MFO internal tariffs and the credit committee decision.
Is partial repayment possible?
A microloan can be partially repaid without penalties for partial repayment.
Contacts and bank details
GoldFinMarket Microfinance Organization LLP
BIN: 071140021635
KBE: 15
Address: Republic of Kazakhstan, Turkistan region, Otyrar district, Shaulder rural district, Shaulder village, Zhibek Zholy Avenue, building 22/6.
Email: info@gfm.kz
Phone: +7 701 333 35 35, +7 7252 500 101
CEO: Yergaliyeva Gulmira Konusbayevna.
Bank accounts
- IBAN: KZ39551X125000008KZT. Bank: JSC "Freedom Bank Kazakhstan". BIC: KSNVKZKA.
- IBAN: KZ91998STB0000490113. Bank: JSC "Alatau City Bank". BIC: TSESKZKA.
- IBAN: KZ148562203126763494. Bank: JSC "Bank CenterCredit". BIC: KCJBKZKX.
Send a Message
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Microfinance Ombudsman Contacts
Private Institution "Office of the Microfinance Ombudsman"
Address: Republic of Kazakhstan, Almaty, Mynbayev Street, building 53, 3rd floor, office 321.
Phone: 87752228008
Email: info@mfombudsman.kz
Working hours: weekdays from 9:00 to 18:00, lunch break from 13:00 to 14:00.